Merchant Cash Advance is one of the quickest and easiest way for any business, small or large, to gain access to additional funds quickly. MCA is not a loan, but rather uses the merchant account credit card sales and balance to provide an advance.

Since MCA is not a loan there is not an interest rate. There is only a small service fee that depends on the amount and an overall risk assessment. Merchant cash advances are very quick to secure, its not uncommon for the entire process, from application to approval, to take less than a day, and many times, only a few hours.